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Personal
Savings
At First National Bank of Naperville, a branch of First National Bank
of Brookfield, we are proud to be your Community Bank. We offer a
variety of personal savings accounts that will suit your needs, whether
you are saving for a rainy day or a special occasion. Please see one of
our friendly personal bankers to assist you in finding the right
account for you.
Riverwalk Savings Account
- Minimum opening deposit - $10,000
- Minimum balance to avoid
maintenance charge and to earn interest -
$10,000
- Monthly maintenance charge if balance
falls below minimum - $25.00
- Tiered interest rates*
- Limited and restricted transfers - 3
transfers per statement cycle to another
FNBN account
- Excess transfers - $15.00 each
- Monthly Statement
Super Statement Savings
- Minimum opening deposit - $2,500
- Minimum balance to avoid
maintenance charge and to earn interest -
$2,500
- Monthly maintenance charge if balance
falls below minimum - $10.00
- Tiered interest rates*
- Monthly statement
- Limited transactions - 6 debits per cycle** -
ATM withdrawals are considered debits
- Debits over 6 are $1.50 each
Statement Savings
- Minimum opening deposit - $100
- Minimum balance to avoid
maintenance charge and to earn interest -
$300
- Monthly maintenance charge if balance
falls below minimum - $5.00 and all
debits are $1.50 each
- Interest bearing*
- Limited transactions - 6 debits per
cycle** - ATM withdrawals are considered
debits
- Debits over 6 are $1.50 each
- Monthly statement
- FREE ATM usage at our locations and any
STARsf® member terminals
Passbook Savings
- Minimum opening deposit - $100
- Minimum balance to avoid
maintenance charge and to earn interest -
$200
- Quarterly maintenance charge if balance
falls below minimum - $7.50 and all
debits are $1.50 each
- Tiered interest rates*
- Limited transactions - 6 debits per
quarter**
- Debits over 6 are $1.50 each
Kids World Passbook Savings
- No minimum opening deposit
- No monthly minimum balance
- Minimum balance to earn interest - $200
- No monthly maintenance charge
- Tiered interest rates*
- Limited transactions - 6 debits per
quarter**
- Debits over 6 are $1.50 each
*Interest begins to accrue on non-cash items the business day the bank receives credit for the deposit. Interest is paid and compounded monthly except for Passbooks, which are paid and compounded quarterly. No interest is paid on accounts closed between cycle dates. Interest Rates and Annual Percentage Yields (APY) are set weekly by First National Bank of Naperville, a branch of First National Bank of Brookfield
**Federal regulations limit the number or pre-authorized transactions including automatic and telephone transfers to six (6) per cycle
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Certificates of Deposit
- Minimum opening deposit - $1,000
- Tiered interest rates
- Terms of 3 months to 5 years
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Interest begins to accrue on non-cash items the business day the bank receives the deposit. Interest may be paid or compounded monthly on terms of one (1) year or more. Simple interest on terms of less than one (1) year. Substantial penalty for early withdrawal prior to maturity
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Individual Retirement Account(IRA)
IRA Certificate of Deposit
- Minimum opening deposit - $1,000
- Tiered interest rates
- Terms of 1 year to 5 years
- Outgoing transfers or roll-overs
are subject to a documentation fee of -
$50.00 each
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Interest begins to accrue on non-cash items the business day the bank receives credit for the deposit. Interest is compounded monthly. Substantial penalty for early withdrawal prior to maturity.
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IRA Money Market
- Minimum opening deposit - $250
- Interest bearing
- Monthly statement
- Outgoing transfers or roll-overs
are subject to a documentation fee of -
$50.00 each
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Interest Rates and Annual Percentage Yields (APY) are set weekly by First National Bank of Naperville, a branch of First National Bank of Brookfield.
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Personal Accounts
Business Accounts