|
Personal Accounts
Business Accounts
About FNB of Naperville
Contact Us
Rates
Career Opportunities
|
|
Rates
This page is an example of the interest rate sheet disclosed weekly by FNBB.
Interest Rates Effective: May 13, 2008 to May
19,
2008.
|
Account Type or Instrument |
|
Minimum Balance to Earn Interest |
|
Int. Frequency to Earn Stated APY |
|
Current
Interest Rate |
|
* Annual Percentage Yield(APY) |
|
With an Active
FNBN Checking Account
|
Concerto Checking Account **
|
|
$2,500
$10,000
$25,000
$50,000
|
|
Monthly
|
|
1.00%
1.10%
1.20%
1.30%
|
|
1.00%
1.11%
1.21%
1.31%
|
|
N/A |
N/A |
Money Market Account
|
|
$1,000
$10,000
$25,000
$50,000 |
|
Monthly
|
|
1.00%
1.10%
1.20%
1.30% |
|
1.00%
1.11%
1.21%
1.31% |
|
N/A |
N/A |
Passbook Savings / Kids World
|
|
$200
$10,000
$25,000
$50,000 |
|
Quarterly |
|
1.00%
1.10%
1.20%
1.30% |
|
1.00%
1.10%
1.21%
1.31% |
|
N/A |
N/A |
|
Statement Savings |
|
$300 |
|
Monthly
|
|
0.75% |
|
0.75% |
|
N/A |
N/A |
Super Statement Savings
|
|
$2,500
$10,000
$25,000
$50,000 |
|
Monthly
|
|
1.00%
1.10%
1.20%
1.30% |
|
1.00%
1.11%
1.21%
1.31% |
|
N/A |
N/A |
Riverwalk Savings Account
|
|
$10,000
$25,000
$50,000
$100,000 |
|
Monthly
|
|
1.25%
1.50%
1.75%
2.00% |
|
1.26%
1.51%
1.76%
2.02% |
|
N/A |
N/A |
|
3 Month Certificate of Deposit |
|
$1,000
$10,000
$50,000 |
|
Maturity |
|
1.25%
1.40%
1.55% |
|
1.26%
1.41%
1.56% |
|
2.00%
2.72%
2.72% |
2.02%
2.75%
2.75% |
|
6 Month Certificate of Deposit
or 6 Month I.R.A. |
|
$1,000
$10,000
$50,000 |
|
Monthly |
|
1.50%
1.65%
1.80% |
|
1.51%
1.66%
1.81% |
|
2.25%
2.96%
2.96% |
2.27%
3.00%
3.00% |
12 Month Certificate of Deposit
or
12 Month I.R.A. |
|
$1,000
$10,000
$50,000 |
|
Monthly
|
|
1.50%
1.65%
1.80% |
|
1.51%
1.66%
1.81% |
|
2.25%
2.96%
2.96% |
2.27%3.00%
3.00% |
24 Month Certificate of Deposit
or
24 Month I.R.A. |
|
$1,000
$10,000
$50,000 |
|
Monthly
|
|
1.75%
1.90%
2.05% |
|
1.76%
1.92%
2.07% |
|
2.50%
3.20%
3.20% |
2.53%
3.25%
3.25% |
36 Month Certificate of Deposit
or
36 Month I.R.A. |
|
$1,000
$10,000
$50,000 |
|
Monthly
|
|
2.00%
2.15%
2.30% |
|
2.02%
2.17%
2.32% |
|
2.75%
2.90%
3.05% |
2.78%
2.94%
3.09% |
48 Month Certificate of Deposit
or
48 Month I.R.A. |
|
$1,000
$10,000
$50,000 |
|
Monthly
|
|
2.25%
2.40%
2.55% |
|
2.27%
2.43%
2.58% |
|
3.00%
3.15%
3.30% |
3.04%
3.20%
3.35% |
60 Month Certificate of Deposit
or
60 Month I.R.A. |
|
$1,000
$10,000
$50,000 |
|
Monthly
|
|
2.50%
2.65%
2.80% |
|
2.53%
2.68%
2.84% |
|
3.25%
3.40%
3.55% |
3.30%
3.45%
3.61% |
|
I.R.A. Money Market Account |
|
$250 |
|
Monthly |
|
1.00% |
|
1.00% |
|
N/A |
N/A |
| The Best of Naperville CD Specials - New Customers or Other Deposit Requirement |
|
|
3 Month Certificate of Deposit
|
|
$10,000
|
|
Maturity
|
|
N/A
|
|
N/A
|
|
2.72% |
2.75% |
6 or
12 Month Certificate of Deposit
|
|
$10,000
|
|
Monthly
|
|
N/A
|
|
N/A
|
|
2.96% |
3.00% |
24 Month Certificate of Deposit
|
|
$10,000
|
|
Monthly
|
|
N/A
|
|
N/A
|
|
3.20% |
3.25% |
Our interest rate disclosure is to be used with our "account services and fees" brochure. You may call our bank at 630-369-3555
during normal lobby hours and personal banker will
be happy to answer any questions. The Best of Naperville CD specials are for a limited time only and the rates subjected to change without notice.
* We use the daily balance method to calculate the interest on your account. This method applies the daily periodic rate to the balance in the account each day. The APY assumes interest remains on deposit until maturity. An interest withdrawal will reduce the stated APY.
|